Cash Advances Made Easy
A cash advance – also known as a payday loan – is a short-term alternative when you have no available funds, need assistance paying bills, or wish to receive a same-day cash advance. It is a short-term small personal loan that often requires no credit check.
Cash advances provide monetary support for unexpected bills and help curtail temporary costs such as car repairs, so you can say goodbye to overdraft fees, late payment charges, bounced checks and bad credit! Applying for a cash advance or payday loan is quick, easy and confidential, and can be completed from the comfort of your own home.
Before your apply for a cash advance today, consider the following:
- Criteria for approval
Various cash advance companies have criteria that limit eligibility for a cash advance. Most reputable companies usually require documentation of steady employment and impose a salary cap.
- High interest rates
Cash advances come with extremely high APR rates, anywhere from 300-800%. Be aware of the interest rates before you sign for the advance.
- Read the fine-print
Beware of additional fees may be applied if you default or delay on any re-payment.
- Short-term solution
A payday loan is a short-term loan to help you between paychecks. If you are looking for a permanent financial solution, a payday loan is not for you.
- State Regulations
Some states do not allow cash advances. Click to see state-by-state regulations on cash advances.
Browse the links to the left to find out more on cash advances and payday loans.