Rewards Zone: Credit Cards with Rewards

Credit cards with rewards programs offer additional perks and rebate programs every time you use your credit card. For every purchase made, a percentage is usually put towards another reward, such as points, gas, retail, hotel or travel, auto, home improvement and/or cash-back.

Pros

These cards allow you to shop, build credit, and put money towards other areas, such as gas or groceries, without ever thinking about it.

Cons

As enticing as these cards are, some cards include complicated redemption policies.

Be sure to shop for the best rates; some rewards programs are accompanied with high rates and fees that negate the rewards potentially earned