Auto Insurance Quotes and Coverage Options

What is the most important thing when it comes to finding the right insurance policy to protect yourself, your family and your car?

Understanding all your options.

And although making sense of auto insurance may feel like an impossible task, the reality is far less overwhelming.

The best way to understand auto insurance is to break it down into its’ six biggest types of policies.

Comprehensive
  • These policies cover non-collision damage to your vehicle. This usually includes damage as a result of vandalism, earthquake, fire or contact with animals.
Medical Payments / Personal Injury Protection (PIP)
  • Medical Payment Protection (or PIP) provides insurance protection for the medical treatment of injuries sustained by the driver and/or passengers of the policyholder’s car.
Bodily Injury Liability
  • Bodily injury liability coverage provides insurance coverage for injuries that you may cause to other drivers when getting in an accident.
Collision
  • Collision protection provides insurance coverage for damage imposed on your car resulting from a collision with another vehicle.
Uninsured and Under-insured Motorist Coverage
  • Uninsured/Under-insured coverage will pay for damages if you are struck by an uninsured or hit-and-run driver as either a driver or a pedestrian.
Property Damage Liability
  • Property damage liability provides coverage for damage you may cause to someone else’s property. This sort coverage typically refers someone else’s car, but often includes buildings, homes, fences or other off/on road structures.

Be sure to ask about additional driver discounts! Many auto insurance companies offer discounts that can further lower your auto insurance premium (cost of insurance). If you believe you’re part of any of the following categories, you could be entitled to a car insurance discount;

  • Safe Drivers
  • Multi-Vehicle Families
  • Mature Drivers
  • Military Personnel

Find out more information and just how much you can save on car insurance by completing the form below and you’ll receive your quote shortly!