Dental Insurance Quotes and Coverage Options

Of all the things you may have to fear about a visit to the dentist, here’s something that should make your appointment a little less scary; lower dental insurance premiums.

According to a 2009 study only 48% of workers receive employer-benefits that include a dental plan and there are countless more that may have dental insurance but are under-insured. And as if that isn’t bad enough, you may soon be seeing a major drop in employer-provided dental plans as businesses struggle to cut costs. There has never been a better time to look into your dental insurance options and educate yourself on the various types of dental plans.

Indemnity Plan

• You’re able to pay a flat fee with a yearly spending limit and select your own dentist. Depending on the plan you chose, certain dental procedures may be not be covered.

Self-Insurance Plan

• Similar to the indemnity plan, there is a limit of spending for your dental coverage. However, this plan may restrict you from choosing your own dentist.

Preferred Provider Organization

• PPO plans allow you to choose from a group of dentists who provide dental care at a reduced cost.

Capitation Plan

• This plan offers contracted dentists who are paid a fee regardless of treatment. Dentists within the group are designated for different areas of treatment.

Find out more information and just how much you can save on dental insurance by completing the form below and you’ll receive your quote shortly!