Motorcycle Insurance Quotes and Coverage Options
Get the protection you need to comfortably enjoy the fun and freedom of the open road. Motorcycle insurance will provide both you and your passenger with the safety you need. Your only concern should be where the road leads to next.
The most common misconception of motorcycle insurance is that it’s no different than auto insurance. First of all, the risks and dangers you might encounter on your motorcycle are greatly different than those you might face in a vehicle. Also, any customizations you may make to your bike will be insured differently than a car. It might seem a bit overwhelming, but as long as you understand the basics of the two types of motorcycle insurance you should be ready to ride.
There are two different kinds of motorcycle coverage.
Protection For Individuals
- Liability coverage protects yourself and others when you are at fault in an accident.
- Guest passenger liability coverage protects any bodily injuries or harm sustained by a passenger on your motorcycle in the event of an accident.
- Medical payments provide coverage of any reasonable treatment required by you or your passenger should an accident occur.
- Uninsured motorists coverage will provide you with the coverage you need should the responsible party be uninsured or under-insured.
Protection For Your Motorcycle
- Collision protection will cover damage sustained by your motorcycle in the form of both repair and replacement. This coverage can be used when you are at fault or when the responsible party’s insurance company is sluggish to settle the claim. After settlement, your insurance company will provide you with a refunded deductible.
- Comprehensive coverage refers to events other than accidents that may cause damage to your motorcycle. Included in this coverage are theft and vandalism. Coverage for damages caused by natural events can vary between insurance companies.
- Towing coverage can be added to your policy in order to protect you if your motorcycle breaks down. Typically, there is a policy limit when towing charges are incurred.
- Rental reimbursement refers to the coverage you’ll receive when your motorcycle is being repaired from a covered loss. Typically, there is a policy limit for the amount your insurance provider will cover.
Find out more information and just how much you can save on motorcycle insurance by completing the form below and you’ll receive your quote shortly!