Consolidate Your Student Loan

Are your student loan payments overwhelming? Wish you had lower interest rates on your current student loans? Want to consolidate your student loans into one monthly payment? American Financial Freedom makes consolidating your student loans easy!


Benefits of consolidating your student loan include:

  • Reducing monthly payments
  • Securing lower interest rates
  • Improving credit rating
  • No hidden fees or application charges

Consolidating federally funded loans has the added benefit of extending repayment terms of the loan from 10 to 30 years, freeing up more of your income over a longer period of time. Contrarily, privately funded loans may be tax free upon consolidation.


Not sure if your student loans can be consolidated? Browse the list below of some of the student loans that can be consolidated. For a complete list, go to our Tools & Resources section.

Stafford Loans
PLUS Loans
Perkins Loans
Health Professions Student Loans (HPSL)
Health Education Assistance Loans (HEAL)
Nursing Student Loans (NSLP)
National Direct Student Loans (NDSL)
Federal Insured Student Loan (FISL)